If you’ve already heard the story about how we started with 13 original members and a shoebox in the basement of Saint John’s Church, you’re not alone. It’s something we bring up a lot. It paints a picture of a simpler time, doesn’t it? When the first $332 dollars those original members held in the shoebox could make a real difference in other people’s lives. But it’s so much more than a charming reminder of the good old days. It’s the origin story of a team of Credit Union believers that, with the endless support of their communities, has a history of doing the right thing, even when it’s not the easy thing.
Those first 13 members not only conquered the regulatory challenges, collected those first deposits, and established Simplicity CU, they made a statement that helping was the right thing to do. Our origin story really starts with families in the Saint John’s congregation that weren’t looking for charity, just the chance to borrow a little money, at a fair rate, and the opportunity to pay back what they owed. In other words, they wanted something a lot of us take for granted. With friends and neighbors that were willing to do the work in 1949, our original membership blazed the path we follow today.
Do the work, even when it’s tough, because it’s worth it.
Simplicity CU is today, as we were from the start, a progressive, people-centered financial living out our mission to make the complex simple. We now serve more than 25 thousand members in Central Wisconsin and beyond through seven locations, including three school branches and two dedicated mortgage centers.
As our business moves ahead, our team continues to grow and learn. Simplicity CU is represented by some of the best and brightest current and future leaders in our industry. It’s a team that perpetuates the spirit of our founders in everything they do.
Making the complex simple.
We want to make your financial life as easy and stress free as possible, and let you focus your time on what matters most to you.
To transform our credit union into the most admired collaboration of cooperative businesses, making us the fastest growing form of enterprise in the market.
A Financial Cooperative
What is a Cooperative?
It is a business model structured around seven principles deeply rooted in democracy, economic participation, and sustainable growth of both the business and the community in which it serves. Cooperatives are owned by and operated for the benefit of the people at the heart of each organization, not outside investors.
The cooperative business model is diverse and dynamic in its application in almost all sectors of the world’s economy. Some cooperatives are businesses owned by their customers or their employees, and can be larger companies owned by a group of farmers or independent business owners coming together to scale their operations to compete in a growing marketplace.
When you join Simplicity Credit Union, you become a member-owner of your local financial cooperative. You have an equal voice. You benefit from lower fees and loan rates. And you can rest easy knowing we're doing our best to make your community a better place. Because your community is our community.
Our Core Values
- Cooperation. Together Everyone Achieves More.
- Leadership. Drawn to the untraveled path.
- Integrity. Doing the right thing, even when no one is watching.
- Creativity. Dreaming things that never were.
- Dependability. 100%/0 (100% responsibility / 0 excuses)
The 7 Cooperative Principles
These are the principles that guide cooperatives everywhere.
Membership is open to everyone. (Credit unions have specific geographical service areas.)
All voting members have an equal voice in making policies and electing representatives
All profits are controlled democratically by members and for their benefit
Co-ops are always independent, even when they enter into agreements with the Government and other organizations
Co-ops educate and develop their members as well as their staff to provide skill and knowledge to achieve personal and organizational goals.
Cooperatives work with other coops to strengthen the co-operative movement as a whole.
Cooperatives also work to improve and develop the community, both locally and internationally.