Pay for college the smart way

Don’t let school start without the funds you need. When scholarships, federal loans and financial aid don’t cover all your expenses, the Simplicity Credit Union Smart Option Student Loan® by Sallie Mae® can make up the rest. Here are some quick details:

  • We offer a choice of competitive fixed and variable interest rates the provide even more choice and flexibility
  • There are no origination fees and no prepayment penalties
  • You can borrow up to 100% of school certified education costs (minimum $1,000)
  • There are multiple in-school repayment options available
  • Borrower benefits like rewards and interest rate reductions are available
  • We offer rates that reward creditworthy borrowers
  • Applying with a creditworthy co-signer may help you qualify and/or receive a lower interest rate
  • You can manage your account online 24/7


Weigh your options

The Sallie Mae Smart Option Student Loan® provides you with an alternative to the PLUS Loan for Parents, offering benefits like competitive interest rates, no disbursement or repayment fees, loan repayment options, rewards for paying on time, and much more. Compare the Smart Option Student Loan to the federally offered PLUS Loan for Parents before making that important decision: