The Smart Option Student Loan® for Simplicity Credit Union by Sallie Mae®

For borrowers attending degree-granting institutions
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.
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Weigh your options

The Sallie Mae Smart Option Student Loan® provides you with an alternative to the PLUS Loan for Parents, offering benefits like competitive interest rates, no disbursement or repayment fees, loan repayment options, rewards for paying on time, and much more. Compare the Smart Option Student Loan to the federally offered PLUS Loan for Parents before making that important decision: