Tap, swipe, or click—wherever you go, your debit card is the simplest way to pay. No fees,no hassle, just smart spending. If you already have a checking account with us but need a debit card, call us at 844.7MY.COOP or stop into any of our branch locations!
We offer a variety of services with our debit cards and credit cards. Scroll below to see what's available or get started with a Checking Account or Credit Card.

Debit Card Rewards – Available Now!
Credit Card Rewards — Coming May 2026!
More ways to earn points are on the way. When credit card rewards launch in May 2026, you’ll earn:
How Points Are Calculated
Health Savings Account Cards are Not Eligible for Rewards

Pay with your phone at more than 1 million stores across the U.S. with Google Pay.
Learn More
The safe and simple way to make mobile payments on your Samsung device and it works at almost any retailer where you can swipe or tap your card.
Learn MoreEver notice how fast your coin jar fills up when you empty your pockets of loose change? Imagine a product that could collect that "loose change" and fill up a savings account for you? NO IMAGINATION NEEDED! Simplicity now offers the RoundUps Program where all point of sale transactions done on your debit card are rounded up to the nearest dollar and that rounded amount is deposited into a savings account of your choice!
Stop in, Call, or Click the Button below to Enroll and Round Up to start Saving today!
Click to Enroll!Simplicity CU wants to keep your risk exposure to fraudulent activity to a minimum on your credit union accounts. To protect your accounts, we monitor debit card transactions for potentially fraudulent activity through a fraud dection program.
If our system detects suspicious activity on your card, you will be contacted by email, text message, and/or phone call to verify the transaction.
Fraud Monitoring phone numbers:
Debit Card 866-518-0213
Credit Card 855-309-0372
Here's How You Can Protect Yourself:
Make sure your contact information with us is up-to-date.
Unless absolutely required for a legitimate business purpose, you should never offer your:
Online, Think Before you Click:
Our new Card Controls feature is now available within Online Banking, offering a more integrated and convenient way to manage your debit card. This enhancement replaces the standalone CardValet app and provides a streamlined, all‑in‑one experience
With Card Controls you can manage: