Get your debit card as quickly as today!

Tap, swipe, or click—wherever you go, your debit card is the simplest way to pay. No fees,no hassle, just smart spending. If you already have a checking account with us but need a debit card, call us at 844.7MY.COOP or stop into any of our branch locations!

We offer a variety of services with our debit cards and credit cards. Scroll below to see what's available or get started with a Checking Account or Credit Card.

CardRewards

CardRewards Logo

Debit Card Rewards – Available Now!

  • 1 point per $1 on all qualifying purchases 
    • Signature‑based purchases
    • PIN‑based purchases (excluding ATM transactions)
  • Does not earn points:
    • Cash advances
    • ATM withdrawals
    • Cash‑back portions of transactions

Credit Card Rewards — Coming May 2026!

More ways to earn points are on the way. When credit card rewards launch in May 2026, you’ll earn:

  • 3 points per $1 on qualifying gas and grocery purchases
  • 2 points per $1 on qualifying restaurant purchases
  • 1 point per $1 on all other qualifying purchases
  • Does not earn points:
    • Cash advances
    • Cash‑back portions of transactions

How Points Are Calculated

  • Points are based on your net purchase amount (purchases minus returns or adjustments).
  • Points post daily to your rewards balance.
  • Points tied to disputed transactions may be temporarily removed until the dispute is resolved.

Health Savings Account Cards are Not Eligible for Rewards

See Terms & Conditions

Mobile Wallet

Google Pay

Pay with your phone at more than 1 million stores across the U.S. with Google Pay.

  Learn More

Apple Pay

It's the easy, secure way to pay with Touch ID Apple devices.

  Learn More

Samsung Pay

The safe and simple way to make mobile payments on your Samsung device and it works at almost any retailer where you can swipe or tap your card. 

  Learn More

RoundUps Program

A SUPER easy way to save money!

Ever notice how fast your coin jar fills up when you empty your pockets of loose change? Imagine a product that could collect that "loose change" and fill up a savings account for you? NO IMAGINATION NEEDED! Simplicity now offers the RoundUps Program where all point of sale transactions done on your debit card are rounded up to the nearest dollar and that rounded amount is deposited into a savings account of your choice! 

Stop in, Call, or Click the Button below to Enroll and Round Up to start Saving today! 

Click to Enroll!

Fraud Monitoring

Simplicity CU wants to keep your risk exposure to fraudulent activity to a minimum on your credit union accounts. To protect your accounts, we monitor debit card transactions for potentially fraudulent activity through a fraud dection program. 

If our system detects suspicious activity on your card, you will be contacted by email, text message, and/or phone call to verify the transaction.

Fraud Monitoring phone numbers:

Debit Card 866-518-0213
Credit Card 855-309-0372

Here's How You Can Protect Yourself:
Make sure your contact information with us is up-to-date.

Unless absolutely required for a legitimate business purpose, you should never offer your:

  • Address and Zip Code
  • Phone Number
  • Date of Birth
  • Social Security Number
  • Card or Account Number
  • Card Expiration Date
  • Your PIN is private – never offer your PIN to anyone.

Online, Think Before you Click:

  • Never send account information through email or text.
  • Never click links to websites you don't know.
  • Be alert when you are keying in your account information online.

Card Controls – Coming Soon!

Our new Card Controls feature is now available within Online Banking, offering a more integrated and convenient way to manage your debit card. This enhancement replaces the standalone CardValet app and provides a streamlined, all‑in‑one experience

With Card Controls you can manage:

  • Alerts
  • Travel Notifications
  • Ability to turn your card on/off
  • Report Lost/Stolen