Rates as low as 3.99% APR (APR = Annual Percentage Rate) for up to 15 years on new consumer secured loans for credit scores of 680+. For example: 3.99% APR would equal a payment of $81.15 per $1000.00 borrowed for 15 years. Rate based on credit qualifications and other restrictions apply. Additional rates and terms are available.  Rate and terms subject to change. Membership eligibility required.
Simplicity Credit Union is federally insured by the NCUA.

On the Road Again

From your first car to your retirement RV, we have loan options for several types of vehicles, including:

  • Cars/Trucks/Motorcycles
  • Campers/RV's
  • ATV's/Snowmobiles
  • Boats

 

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Auto Loan Rates

Term APR as low as Monthly Payment per $1000
1-3 Years 1.85% APR $28.58
4-5 Years 2.75% APR $17.86
6 Years 2.75% APR $15.09
7 Years 4.25% APR $13.79

Loan terms of 84 months have a minimum beginning balance of $20,000 or more.

Boat/Camper/UTV Long Term Loans

Term APR as low as Monthly Payment per $1000
6 Years 2.75% APR $15.09
7 Years 4.25% APR $13.79
10 Years 4.75% APR $10.49
15 Years 3.99% APR $7.39

Long term boat & camper loans require a principal balance between $10,000-$75,000.
10 year UTV loans require a minimun principal balance of $25,000.
15 year term not applicable for UTV loans.

Calculators