Vehicle Loans
Get a vehicle loan with rates as low as 3.99% APR*
On the Road Again
From your first car to your retirement RV, we have loan options for several types of vehicles, including:
- Cars/Trucks/Motorcycles
- Campers/RV's
- Tractors
- ATV's/Snowmobiles
- Boats
APR=Annual Percentage Rate. Rates subject to change.
Loan terms of 84 months have a minimum beginning balance of $20,000 or more. Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
*APR = Annual Percentage Rate. 3.99% APR is available for 48–72 month terms on new and used auto loans secured by an automobile. Monthly payment example: $15.64 per $1,000 borrowed at 3.99% APR for 72 months. Rate may vary based on vehicle year and mileage. Additional discounts do not apply to current rate specials. Subject to credit approval. Offer subject to change without notice.Promotion valid until March 31, 2026. Membership eligibility required. Insured by NCUA.
Boat/Camper Long Term Loans
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 6 Years | 4.99% APR | $16.10 |
| 7 Years | 5.74% APR | $14.48 |
| 10 Years | 6.24% APR | $11.22 |
| 15 Years | 6.74% APR | $8.84 |
APR=Annual Percentage Rate. Rates subject to change.
Long term boat & camper loans require a minimum balance of $10,000 for 10 years & minimum balance of $20,000 for 15 years.
Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
Can not be for business use.
ATV/UTV Long Term Loans
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 6 Years | 4.99% APR | $16.10 |
| 7 Years | 5.74% APR | $14.48 |
| 10 Years | 6.24% APR | $11.22 |
APR=Annual Percentage Rate. Rates subject to change.
10 year UTV loans require a minimum principal balance of $10,000.
Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
Can not be for business use.
Tractor Long Term Loans
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 6 Years | 4.99% APR | $16.10 |
| 7 Years | 5.74% APR | $14.48 |
| 10 Years | 6.74% APR | $11.48 |
| 15 Years | 7.24% APR | $9.12 |
APR=Annual Percentage Rate. Rates subject to change.
Maximum age for tractor is 10 years old.
Long term tractor loans require a minimum balance of $10,000 for 10 years & minimum balance of $20,000 for 15 years.
Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
Can not be for business use.