The online loan application process only takes a few minutes. Gather the following items beforehand for each person on the account in order to help the application go as quickly as possible:

  • Social Security Number
  • Government-issued Identification
  • Monthly gross income
  • Member number (if current member)
  • Requested loan info

Available Loan Features

GAP Protection

GAP insurance pays the difference (the gap) between what you owe on your loan and what your insurance covers when your vehicle is stolen or damaged beyond repair. GAP coverage may also cover part of your deductible and there are benefits when you finance your replacement vehicle with Simplicity.

Learn More


Add protection to cover the costs of repairs including parts and labor.

Add Warranty

Debt Protection

Protection that may offer relief on payments if a protected event such as disability, loss of life or involuntary loss of employment happens to you.

Already have debt protection?

File Claim Here