See our rates for Business Checking, Savings Accounts, and Share Certificates.

APY = Annual Percentage Yield
APR = Annual Percentage Rate

Business Checking and Savings Accounts

Print Business Deposit Account Rate Sheet
Regular Savings
Dividend Rate Annual Percentage Yield Dividend Paid
Business Savings 0.10% 0.10% APY Quarterly
Sharedraft Checking
Dividend Rate Annual Percentage Yield Dividend Paid
Business Checking $0.00 - $999.99 0.00% 0.00% APY Monthly
Business Checking $1000.00 - $25,000.00 0.05% 0.05% APY Monthly
Business Checking $25,000.01 - $50,000.00 0.25% 0.25% APY Monthly
Business Checking $50,000.01 - $100,000.00 0.35% 0.35% APY Monthly
Business Checking $100,000.01 - and over 0.40% 0.40% APY Monthly
Dividend Checking $1,000+ (no longer offered) 0.05% 0.05% APY Monthly
Money Market Checking
Dividend Rate Annual Percentage Yield Dividend Paid
Business Money Market $25.00 - $10,000.00 0.55% 0.55% APY Monthly
Business Money Market $10,000.01 - $25,000.00 0.65% 0.65% APY Monthly
Business Money Market $25,000.01 - $50,000.00 1.25% 1.26% APY Monthly
Business Money Market $50,000.01 - $100,000.00 1.60% 1.61% APY Monthly
Business Money Market $100,000.01 - $250,000.00 2.23% 2.25% APY Monthly
Business Money Market $250,000.01 - $500,000 3.20% 3.25% APY Monthly
Business Money Market $500,000.01 and over 3.45% 3.50% APY Monthly
Share Premium Savings
Dividend Rate Annual Percentage Yield Dividend Paid
Business Share Premium Savings $25.00 - $1,000.00 0.15% 0.15% APY Monthly
Business Share Premium Savings $1,000.01 - $10,000.00 0.30% 0.30% APY Monthly
Business Share Premium Savings $10,000.01 - $25,000.00 0.40% 0.40% APY Monthly
Business Share Premium Savings $25,000.01 - $50,000.00 0.50% 0.50% APY Monthly
Business Share Premium Savings $50,000.01 - $100,000.00 0.55% 0.55% APY Monthly
Business Share Premium Savings $100,000.01 and over 0.65% 0.65% APY Monthly

Business Share Certificates

Print Business Share Certificates Rate Sheet
Term Minimum Deposit Dividend Rate Annual Percentage Yield Dividend Paid
6 Month $250 1.24% 1.25% APY Monthly
12 Month $250 2.72% 2.75% APY Quarterly
24 Month $250 2.97% 3.00% APY Quarterly
36 Month $250 3.21% 3.25% APY Quarterly
48 Month $250 3.31% 3.35% APY Quarterly
60 Month $250 3.40% 3.44% APY Quarterly
13 Month Special* $250 4.09% 4.15% APY Quarterly
7 Month Special* $250 3.84% 3.90% APY Quarterly
5 Month Special** $250 5.41% 5.55% APY Monthly
10 Month Special** $250 5.44% 5.55% APY Quarterly
15 Month Special** $250 5.44% 5.55% APY Quarterly

APY = Annual Percentage Yield. Dividends may be added to your certificate, deposited to your Simplicity Credit Union savings account, or mailed to you. Automatic renewal at the current rate. Ten-day grace period at maturity to make changes without loss of dividend. Dividend paid to maturity date if withdrawn within ten days after maturity. Withdrawals from a share certificate prior to the maturity date will incur a penalty equal to 180 days• interest on the amount withdrawn. Rates and terms are subject to change at any time. Member eligibility required. Federally insured by NCUA.

*Offer valid 11/1/2026-11/30/2026.

 

**Offer valid 11/9/2026-11/23/2026 in celebration of our newly remodeled Neenah Branch. The promotional share certificate rate is available on new money only. For certificate renewals, a minimum of $5,000 in new money is required to qualify for the promotional rate.

Business Account Rate Disclosures

  • APY = annual percentage yield.
  • Substantial early withdrawal penalties apply for Share Certificates 
  • No dividend is paid if an account is closed prior to the dividend pay date.
  • All rates are subject to change without notice at the discretion of Simplicity Credit Union.
  • Please contact Simplicity for verification of current rates.
  • Review the terms and conditions for full account details.

Credit Cards

Description APR as low as Monthly Payment per $1000
SimpliRewards Plus Business 17.75% APR

See full credit card disclosures.