Holiday, Your Way! A Personal Loan for Whatever You NeedHoliday, Your Way! A personal loan for whatever you need. And No Payments for 60 Days.

Applies to new consumer signature loans. Offer valid November 1st – December 31st, 2023. Maximum is $3,000. Rate and terms subject to change. For example: 10.49% Annual Percentage Rate would equal a payment of $38.66 per $1,000 borrowed for 30 months. Rate based on credit qualifications and other restrictions apply. Not all members qualify for this rate. Additional rates and terms are available. Home Equity Lines of Credit, Mortgages and Credit Cards do not apply. No Payments for 60 Days Valid for all “new” closed-end, non real-estate consumer loans, secured and unsecured, excluding FlexLine. Existing loans with Simplicity CU not eligible. Not all loans will qualify. Interest on 60 days no payment loans will begin to accrue immediately upon loan disbursal and will be amortized over the monthly loan payments. Membership eligibility required. Federally insured by the NCUA. Equal Housing Opportunity lender.

Personal Loans for Life's Needs and Wants

Looking to travel abroad, upgrade your laptop, or cover one of life's curveballs?  Personal loans provide a great fixed rate with no limits on how you can use the funds.  

Personal Loan Rates

Description APR as low as Monthly Payment per $1000
Up to 36 Months 10.49% APR $32.50
FlexLine 15.00% APR $30.00

Minimum monthly payment for a FlexLine is $15.00 or 3% of the unpaid balance, whichever is greater.