Your Health. Your Savings. Your Way.

A Simplicity HSA helps you plan ahead and save tax-free for medical expenses—whether it’s for today or your future.

What is an HSA?

An HSA (Health Savings Account) is a tax-exempt trust or custodial account you set up with a qualified HSA trustee to pay or reimburse certain medical expenses you incur. You must be an eligible individual to contribute to an HSA.

Open an HSA Today

Why Choose Simplicity CU for Your HSA?

  • No monthly maintenance fees
  • Easy access with a debit card
  • Online and mobile banking access
  • Balance carries over from year to year
  • Local, friendly support whenever you need it

Plan for Your Future with an HSA

Your HSA is more than just a tool for managing current medical expenses—it’s a long-term asset that grows with you. As healthcare costs rise, having a dedicated savings account for future needs can bring peace of mind.

Think beyond the basics: use your HSA to prepare for life’s “what-ifs,” big or small. And since your balance rolls over every year and stays with you no matter where life takes you, it’s a flexible and lasting part of your financial plan.

More Information on IRS Website