Online Account Opening

The online account opening process only takes a few minutes. Gather the following items beforehand for each person on the account in order to help the application go as quickly as possible:

  • Social Security Number
  • Government-issued Identification
  • Account number (if ACH transferring funds from another account)
  • Member number (if current member)
Open Checking Account - New or Existing Member

Choose an Account

Really Free Checking
  • No minimum balance
  • No monthly fee
  • Debit card/ATM access
  • Online banking access
  • Mobile banking/mobile check depositB
  • SimpliPay and Money Desktop
  • Overdraft account link options
  • Unlimited check writing
  • Rates
Dividend Checking
  • Minimum balanceA - $1000
  • Monthly fee - $0/month with $1000 balance or more; otherwise $5.00/month
  • Debit card/ATM access
  • Online banking access
  • Mobile banking/mobile check depositB
  • SimpliPay and Money Desktop
  • Overdraft account link options
  • Unlimited check writing
  • Rates
Money Market Checking
  • Minimum balanceA - $1000
  • Monthly fee - $5.00/each month balance falls below $1,000
  • Debit card/ATM access
  • Online banking access
  • Mobile banking/mobile check depositB
  • SimpliPay and Money Desktop
  • Rates
Health Savings (HSA)
  • Tax-free distributions (if qualified)
  • Tax deductions
  • Balance carries over from year to year
  • Additional source of retirement income
  • Must be covered under an HSA-eligible high deductible health plan (HDHP)

 

Disclosures
  • A Dividend accounts earn dividends on balances over $1000. Money Market account earn dividends on balances over $25.
  • B Mobile Banking and Mobile Deposit terms and conditions apply.
  • Review the terms and conditions for full account details.

 

Customize

Mobile Deposit

Tap, Snap, Deposit your checks using Mobile Deposit and your smartphone.
Mobile App - Apple

Use the Mobile App for Apple phones and tablets.
Card Valet

Turn your debit card on or off with Card Valet
Order Checks

Re-order checks through Checks For Less
Mobile App - Android

Use the Mobile App for Android phones and tablets.
Money Desktop

Track your spending and set budget goals.
Co-op Shared Branch

Access your accounts at over 5000+ locations worldwide!
Mobile App - Kindle

Use the Mobile App for Amazon Kindle tablets.
RoundUps

A product that collects "loose change" and fills up a savings account for you!

Calculators