Checking Accounts
Online Account Opening
The online account opening process only takes a few minutes. Gather the following items beforehand for each person on the account in order to help the application go as quickly as possible:
- Social Security Number
- Government-issued Identification
- Account number (if ACH transferring funds from another account)
- Member number (if current member)

Choose an Account
- No minimum balance
- No monthly fee
- Debit card/ATM access
- Online banking access
- Mobile banking/mobile check depositB
- SimpliPay and Money Desktop
- Overdraft account link options
- Unlimited check writing
- Rates
- Minimum balanceA - $1000
- Monthly fee - $0/month with $1000 balance or more; otherwise $5.00/month
- Debit card/ATM access
- Online banking access
- Mobile banking/mobile check depositB
- SimpliPay and Money Desktop
- Overdraft account link options
- Unlimited check writing
- Rates
- Minimum balanceA - $1000
- Monthly fee - $5.00/each month balance falls below $1,000
- Debit card/ATM access
- Online banking access
- Mobile banking/mobile check depositB
- SimpliPay and Money Desktop
- Rates
- Tax-free distributions (if qualified)
- Tax deductions
- Balance carries over from year to year
- Additional source of retirement income
- Must be covered under an HSA-eligible high deductible health plan (HDHP)
- A Dividend accounts earn dividends on balances over $1000. Money Market account earn dividends on balances over $25.
- B Mobile Banking and Mobile Deposit terms and conditions apply.
- Review the terms and conditions for full account details.