Business Rates

See our rates for Business Checking, Savings Accounts, and Share Certificates.

APY = Annual Percentage Yield
APR = Annual Percentage Rate

Annual Percentage Yield. Dividends may be added to your certificate, deposited to your Simplicity Credit Union savings account, or mailed to you. Automatic renewal at the current rate. Ten-day grace period at maturity to make changes without loss of dividend. Dividend paid to maturity date if withdrawn within ten days after maturity. Withdrawals from a share certificate prior to the maturity date will incur a penalty equal to 180 days’ interest on the amount withdrawn. Rates are subject to change at any time. Member elegibility required.

**APY = Annual Percentage Yield. Offer valid 02/01/26 – 02/28/26. Must have an active checking account. An active checking is defined as a checking account with at least 5 debit card transactions per month to qualify for this rate. Withdrawals from a share certificate prior to the maturity date will incur a penalty equal to 180 days’ interest on the amount withdrawn. Rates are subject to change at any time. Member eligibility required. Federally insured by NCUA.

**Must have active checking to qualify.

• APY = annual percentage yield.
• Substantial early withdrawal penalties apply for Share Certificates 
• No dividend is paid if an account is closed prior to the dividend pay date.
• All rates are subject to change without notice at the discretion of Simplicity Credit Union.
• Please contact Simplicity for verification of current rates.
• Review the terms and conditions for full account details.

Credit Cards

See full credit card disclosures.