See our rates for Business Checking, Savings Accounts, and Share Certificates.
APY = Annual Percentage Yield
APR = Annual Percentage Rate
Business Checking and Savings Accounts
Print Business Deposit Account Rate Sheet
Regular Savings
|
|
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
|
Business Savings |
0.10% |
0.10% APY |
Quarterly |
Sharedraft Checking
|
|
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
|
Business Checking $0.00 - $999.99 |
0.00% |
0.00% APY |
Monthly |
|
Business Checking $1000.00 - $25,000.00 |
0.05% |
0.05% APY |
Monthly |
|
Business Checking $25,000.01 - $50,000.00 |
0.25% |
0.25% APY |
Monthly |
|
Business Checking $50,000.01 - $100,000.00 |
0.35% |
0.35% APY |
Monthly |
|
Business Checking $100,000.01 - and over |
0.40% |
0.40% APY |
Monthly |
Money Market Checking
|
|
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
|
Business Money Market $25.00 - $10,000.00 |
0.55% |
0.55% APY |
Monthly |
|
Business Money Market $10,000.01 - $25,000.00 |
0.65% |
0.65% APY |
Monthly |
|
Business Money Market $25,000.01 - $50,000.00 |
1.25% |
1.26% APY |
Monthly |
|
Business Money Market $50,000.01 - $100,000.00 |
1.60% |
1.61% APY |
Monthly |
|
Business Money Market $100,000.01 - $250,000.00 |
2.90% |
2.94% APY |
Monthly |
|
Business Money Market $250,000.01 - $500,000 |
3.59% |
3.65% APY |
Monthly |
|
Business Money Market $500,000.01 and over |
3.83% |
3.90% APY |
Monthly |
Share Premium Savings
|
|
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
|
Business Share Premium Savings $25.00 - $1,000.00 |
0.15% |
0.15% APY |
Monthly |
|
Business Share Premium Savings $1,000.01 - $10,000.00 |
0.30% |
0.30% APY |
Monthly |
|
Business Share Premium Savings $10,000.01 - $25,000.00 |
0.40% |
0.40% APY |
Monthly |
|
Business Share Premium Savings $25,000.01 - $50,000.00 |
0.50% |
0.50% APY |
Monthly |
|
Business Share Premium Savings $50,000.01 - $100,000.00 |
0.55% |
0.55% APY |
Monthly |
|
Business Share Premium Savings $100,000.01 and over |
0.65% |
0.65% APY |
Monthly |
Business Share Certificates
Print Business Share Certificates Rate Sheet
|
Term |
Minimum Deposit |
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
|
6 Month |
$250 |
1.24% |
1.25% APY |
Monthly |
|
12 Month |
$250 |
2.72% |
2.75% APY |
Quarterly |
|
24 Month |
$250 |
2.97% |
3.00% APY |
Quarterly |
|
36 Month |
$250 |
3.21% |
3.25% APY |
Quarterly |
|
48 Month |
$250 |
3.31% |
3.35% APY |
Quarterly |
|
60 Month |
$250 |
3.40% |
3.44% APY |
Quarterly |
|
13 Month Special* |
$250 |
3.94% |
4.00% APY |
Quarterly |
|
7 Month Special* |
$250 |
3.70% |
3.75% APY |
Quarterly |
Annual Percentage Yield. Dividends may be added to your certificate, deposited to your Simplicity Credit Union savings account, or mailed to you. Automatic renewal at the current rate. Ten-day grace period at maturity to make changes without loss of dividend. Dividend paid to maturity date if withdrawn within ten days after maturity. Substantial penalty for early withdrawal. Rates are subject to change at any time. Member eligibility required. Federally insured by NCUA.
*APY = Annual Percentage Yield. Offer valid 03/01/26 – 03/31/26. Withdrawals from a share certificate prior to the maturity date will incur a penalty equal to 180 days’ interest on the amount withdrawn. Rates are subject to change at any time. Member eligibility required. Federally insured by NCUA.
Business Account Rate Disclosures
- APY = annual percentage yield.
- Substantial early withdrawal penalties apply for Share Certificates
- No dividend is paid if an account is closed prior to the dividend pay date.
- All rates are subject to change without notice at the discretion of Simplicity Credit Union.
- Please contact Simplicity for verification of current rates.
- Review the terms and conditions for full account details.
Credit Cards
|
Description |
APR as low as |
Monthly Payment per $1000 |
|
SimpliRewards Plus Business |
17.75% APR |
|
See full credit card disclosures.
