See our rates for Business Checking, Savings Accounts, and Share Certificates.
APY = Annual Percentage Yield
APR = Annual Percentage Rate
Business Checking and Savings Accounts
Print Business Deposit Account Rate Sheet
Regular Savings
|
|
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
|
Business Savings |
0.10% |
0.10% APY |
Quarterly |
Sharedraft Checking
|
|
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
|
Business Checking $0.00 - $999.99 |
0.00% |
0.00% APY |
Monthly |
|
Business Checking $1000.00 - $25,000.00 |
0.05% |
0.05% APY |
Monthly |
|
Business Checking $25,000.01 - $50,000.00 |
0.25% |
0.25% APY |
Monthly |
|
Business Checking $50,000.01 - $100,000.00 |
0.35% |
0.35% APY |
Monthly |
|
Business Checking $100,000.01 - and over |
0.40% |
0.40% APY |
Monthly |
|
Dividend Checking $1,000+ (no longer offered) |
0.05% |
0.05% APY |
Monthly |
Money Market Checking
|
|
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
|
Business Money Market $25.00 - $10,000.00 |
0.55% |
0.55% APY |
Monthly |
|
Business Money Market $10,000.01 - $25,000.00 |
0.65% |
0.65% APY |
Monthly |
|
Business Money Market $25,000.01 - $50,000.00 |
1.25% |
1.26% APY |
Monthly |
|
Business Money Market $50,000.01 - $100,000.00 |
1.60% |
1.61% APY |
Monthly |
|
Business Money Market $100,000.01 - $250,000.00 |
2.23% |
2.25% APY |
Monthly |
|
Business Money Market $250,000.01 - $500,000 |
3.20% |
3.25% APY |
Monthly |
|
Business Money Market $500,000.01 and over |
3.45% |
3.50% APY |
Monthly |
Share Premium Savings
|
|
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
|
Business Share Premium Savings $25.00 - $1,000.00 |
0.15% |
0.15% APY |
Monthly |
|
Business Share Premium Savings $1,000.01 - $10,000.00 |
0.30% |
0.30% APY |
Monthly |
|
Business Share Premium Savings $10,000.01 - $25,000.00 |
0.40% |
0.40% APY |
Monthly |
|
Business Share Premium Savings $25,000.01 - $50,000.00 |
0.50% |
0.50% APY |
Monthly |
|
Business Share Premium Savings $50,000.01 - $100,000.00 |
0.55% |
0.55% APY |
Monthly |
|
Business Share Premium Savings $100,000.01 and over |
0.65% |
0.65% APY |
Monthly |
Business Share Certificates
Print Business Share Certificates Rate Sheet
|
Term |
Minimum Deposit |
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
|
6 Month |
$250 |
1.24% |
1.25% APY |
Monthly |
|
12 Month |
$250 |
2.72% |
2.75% APY |
Quarterly |
|
24 Month |
$250 |
2.97% |
3.00% APY |
Quarterly |
|
36 Month |
$250 |
3.21% |
3.25% APY |
Quarterly |
|
48 Month |
$250 |
3.31% |
3.35% APY |
Quarterly |
|
60 Month |
$250 |
3.40% |
3.44% APY |
Quarterly |
|
13 Month Special* |
$250 |
3.45% |
3.50% APY |
Quarterly |
|
7 Month Special* |
$250 |
3.70% |
3.75% APY |
Quarterly |
|
7 Month** 5/11-5/22 |
$250 |
4.42% |
4.50% APY |
Quarterly |
APY = Annual Percentage Yield. Dividends may be added to your certificate, deposited to your Simplicity Credit Union savings account, or mailed to you. Automatic renewal at the current rate. Ten-day grace period at maturity to make changes without loss of dividend. Dividend paid to maturity date if withdrawn within ten days after maturity. Withdrawals from a share certificate prior to the maturity date will incur a penalty equal to 180 days• interest on the amount withdrawn. Rates and terms are subject to change at any time. Member eligibility required. Federally insured by NCUA.
*Offer valid 5/1/2026-5/31/2026.
**Offer valid 5/1/2026-5/31/2026 with the exception of our special 7-month CD promotion available 5/11/2026-5/22/2026 in celebration of our new branch opening in Stevens Point. Outside of this promotional window, the standard 7-month special rate will apply for the remaining days of the month. Eligibility for the promotional rate requires 10% new money to Simplicity Credit Union or a minimum of 10 years of membership tenure.
Business Account Rate Disclosures
- APY = annual percentage yield.
- Substantial early withdrawal penalties apply for Share Certificates
- No dividend is paid if an account is closed prior to the dividend pay date.
- All rates are subject to change without notice at the discretion of Simplicity Credit Union.
- Please contact Simplicity for verification of current rates.
- Review the terms and conditions for full account details.
Credit Cards
|
Description |
APR as low as |
Monthly Payment per $1000 |
|
SimpliRewards Plus Business |
17.75% APR |
|
See full credit card disclosures.
