Vehicle Loans
Get a vehicle loan with rates as low as 3.99% APR*
*APR = Annual Percentage Rate. To qualify, you must meet standard underwriting guidelines. Rates as low as 3.99% APR. Applies to new consumer vehicle loans with approved security for terms up to 72 months. Rate and terms subject to change. Example: A loan of $1,000 at 3.99% APR for 72 months would result in a monthly payment of approximately $15.65. Actual rate is based on creditworthiness, loan term, and other factors. The rate listed is the credit union’s best rate and is subject to credit approval; not all members will qualify. No additional rate discounts apply. Promotion valid February 1–28, 2026. Membership eligibility required. Insured by NCUA.
On the Road Again
From your first car to your retirement RV, we have loan options for several types of vehicles, including:
- Cars/Trucks/Motorcycles
- Campers/RV's
- Tractors
- ATV's/Snowmobiles
- Boats
*APR=Annual Percentage Rate. Rates subject to change.
Loan terms of 84 months have a minimum beginning balance of $20,000 or more. Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
Boat/Camper Long Term Loans
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 6 Years | 3.99% APR | $15.65 |
| 7 Years | 5.74% APR | $14.48 |
| 10 Years | 6.24% APR | $11.22 |
| 15 Years | 6.74% APR | $8.84 |
APR=Annual Percentage Rate. Rates subject to change.
Long term boat & camper loans require a minimum balance of $10,000 for 10 years & minimum balance of $20,000 for 15 years.
Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
Can not be for business use.
ATV/UTV Long Term Loans
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 6 Years | 3.99% APR | $15.65 |
| 7 Years | 5.74% APR | $14.48 |
| 10 Years | 6.24% APR | $11.22 |
APR=Annual Percentage Rate. Rates subject to change.
10 year UTV loans require a minimum principal balance of $10,000.
Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
Can not be for business use.
Tractor Long Term Loans
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 6 Years | 4.99% APR | $16.10 |
| 7 Years | 5.74% APR | $14.48 |
| 10 Years | 6.74% APR | $11.48 |
| 15 Years | 7.24% APR | $9.12 |
APR=Annual Percentage Rate. Rates subject to change.
Maximum age for tractor is 10 years old.
Long term tractor loans require a minimum balance of $10,000 for 10 years & minimum balance of $20,000 for 15 years.
Additional rate discounts are available for a Simplicity Checking Account with Direct Deposit, Active Duty or Retired Military Members, Borrowers financing 75% Loan-to-Value, or refinancing a loan from another lender.
Can not be for business use.