The Heart of a Country
Small businesses and farms are the heart of America. Whether you're looking to start, maintain, or expand your business or farm, we're here to help.
- Working Capital
- Commercial Real Estate
- New, Remodel or Expansion
- Revolving Line of Credit
- Overdraft Protection on Checking
- Equipment Loan
- Business Vehicle or Trailer
- Operating or Crop Loans
- Farm Real Estate
- New, Remodel or Expansion
- Revolving Line of Credit
- Overdraft Protection on Checking
- Cattle & Equipment Loans
- Farm Vehicle or Trailer
- 1-4 Family (Non-Owner Occupied)
- Multi-Family (Non-Owner Occupied)
Meeting with Derek
Be sure to bring the following company financial information with you to your meeting:
- 3 years of tax returns personal and business
- Personal Financial Statement Balance sheet
- Equipment List
- A list of all company debt including name of creditors and monthly payment amount if not broken out in a financial statement
Sole Proprietorship
- Proof of Business (ex: sellers permit, tax return etc.)
- Social Security Number (SSN)
LLC
- Articles of Organization
- Social Security Number (SSN) or Employer Identification Number (EIN)
Corporation
- Articles of Incorporation
- Employer Identification Number (EIN)
Cooperative
- Articles of Incorporation
- Employer Identification Number (EIN)
Non-Profit
- Charter By-Laws
- Letter of Purpose or Meeting Minutes
- Employer Identification Number (EIN)
Partnerships
- Written Partnership Agreement or Certificate of Limited Partnership
- Employer Identification Number (EIN)

Derek Freis, CUDE
Vice President Member Business Lending