Construction Loans: Made Simple

  • 6, 9, and 12 month terms to meet the needs of your project.
  • An unlimited number of draws
  • A competitive 3.5% APR* rate
  • Up to 95% LTV
  • Pay on interest only during construction
  • Choose our “Construction to Permanent” option and save on closing costs!

For Your Builder

We make it easy for builders to get paid and get to work!

  • Expert support from our team of experienced lenders
  • Turnaround time for draws of 48 hours or less
* Current Annual Percentage Rate. Rates are subject to change without notice. Mortgage loans are subject to credit approval and membership eligibility is required. A variety of rates and terms are available. Contact us for current rates. Simplicity Credit Union is federally insured by NCUA. Equal Housing Opportunity lender. NMLS #691144