Commercial & Agricultural Loans

The Heart of a Country
Small businesses and farms are the heart of America. Whether you're looking to start, maintain, or expand your business or farm, we're here to help.
- Working Capital
- Commercial Real Estate
- New, Remodel or Expansion
- Revolving Line of Credit
- Overdraft Protection on Checking
- Equipment Loan
- Business Vehicle or Trailer
- Operating or Crop Loans
- Farm Real Estate
- New, Remodel or Expansion
- Revolving Line of Credit
- Overdraft Protection on Checking
- Cattle & Equipment Loans
- Farm Vehicle or Trailer
- 1-4 Family (Non-Owner Occupied)
- Multi-Family (Non-Owner Occupied)
Meeting with Derek
Be sure to bring the following company financial information with you to your meeting:
- 3 years of tax returns personal and business
- Personal Financial Statement Balance sheet
- Equipment List
- A list of all company debt including name of creditors and monthly payment amount if not broken out in a financial statement
Sole Proprietorship
- Proof of Business (ex: sellers permit, tax return etc.)
- Social Security Number (SSN)
LLC
- Articles of Organization
- Social Security Number (SSN) or Employer Identification Number (EIN)
Corporation
- Articles of Incorporation
- Employer Identification Number (EIN)
Cooperative
- Articles of Incorporation
- Employer Identification Number (EIN)
Non-Profit
- Charter By-Laws
- Letter of Purpose or Meeting Minutes
- Employer Identification Number (EIN)
Partnerships
- Written Partnership Agreement or Certificate of Limited Partnership
- Employer Identification Number (EIN)
Contact Derek or Apply Now
Contact Derek Commercial/Agricultural Loan Application Business Credit Card ApplicationMeet the Member Business Team
Derek Freis, CUDE
Vice President Member Business Lending
Vicki Hughes
Sr. Member Business Lending Assistant
Kelli Follen
Member Business Credit Manager
Makenna Leonhardt
Member Business Loan Processor
Will Simonis
Member Business Credit Specialist