Business & Agricultural Loans

The Heart of a Country

Small businesses and farms are the heart of America. Whether you're looking to start, maintain, or expand your business or farm, we're here to help.

  • Working Capital
  • Commercial Real Estate
  • New, Remodel or Expansion
  • Revolving Line of Credit
  • Overdraft Protection on Checking
  • Equipment Loan
  • Business Vehicle or Trailer
  • Operating or Crop Loans
  • Farm Real Estate
  • New, Remodel or Expansion
  • Revolving Line of Credit
  • Overdraft Protection on Checking
  • Cattle & Equipment Loans
  • Farm Vehicle or Trailer
  • 1-4 Family (Non-Owner Occupied)
  • Multi-Family (Non-Owner Occupied)

Meeting with Derek

Be sure to bring the following company financial information with you to your meeting:

  • 3 years of tax returns personal and business
  • Personal Financial Statement Balance sheet
  • Equipment List
  • A list of all company debt including name of creditors and monthly payment amount if not broken out in a financial statement
Sole Proprietorship 
  • Proof of Business (ex: sellers permit, tax return etc.)
  • Social Security Number (SSN)
LLC
  • Articles of Organization
  • Social Security Number (SSN) or Employer Identification Number (EIN)
Corporation
  • Articles of Incorporation
  • Employer Identification Number (EIN)
Cooperative 
  • Articles of Incorporation
  • Employer Identification Number (EIN)
Non-Profit
  • Charter By-Laws
  • Letter of Purpose or Meeting Minutes
  • Employer Identification Number (EIN)
Partnerships
  • Written Partnership Agreement or Certificate of Limited Partnership
  • Employer Identification Number (EIN)

Derek Freis | VP Member Business Lending

Derek Freis, CUDE
Vice President Member Business Lending

Simplicity's Commercial Lending Team

Looking for a Business Checking or Savings account too? Find Out More Here!