90 Days No Payments
Valid for all “new” closed-end, non real-estate secured consumer loans. Existing loans with Simplicity CU not eligible. Not all loans will qualify. Interest on 90 days no payment loans will begin to accrue immediately upon loan disbursal and will be amortized over the monthly loan payments.
On the Road Again
From your first car to your retirement RV, we have loan options for several types of vehicles, including:
- Cars/Trucks/Motorcycles
- Campers/RV's
- Tractors
- ATV's/Snowmobiles
- Boats
APR=Annual Percentage Rate. Rates subject to change.
Loan terms of 84 months have a minimum beginning balance of $20,000 or more.
Additional rate discounts available for a Simplicity Checking Account with Direct Deposit, financing 75% Loan-to-Value or refinancing a loan from another lender.
Boat/Camper/UTV/Tractor Long Term Loans
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 6 Years | 6.24% APR | $16.69 |
| 7 Years | 6.99% APR | $15.09 |
| 10 Years | 7.49% APR | $11.86 |
| 15 Years | 7.99% APR | $9.56 |
APR=Annual Percentage Rate. Rates subject to change.
Long term boat & camper loans require a minimum balance of $10,000.
10 year UTV loans require a minimum principal balance of $10,000.
15 year term not applicable for UTV loans.
Maximum age for tractor is 10 years old.
Additional rate discounts available for a Simplicity Checking Account with Direct Deposit, financing 75% Loan-to-Value or refinancing a loan from another lender.